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The team at Finwest have been providing advice to clients from all areas. We have specialists in many different areas so no matter your need there will be an adviser who will be able to help you.
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Brexit, the economy and financial markets Britain has voted to ‘Leave’ the European Union (EU) 52 – 48 per cent. But the debate about the implications for economies and financial markets is just beginning. The magnitude of the impact on markets and economies is open to debate. The likely rolling series of “shocks” are expected[…]
A diversified investment portfolio has the potential to generate an income that you could use now or put away for your future. To achieve this desired income, you need to work with your financial adviser to set realistic goals and a clear plan for how you will achieve them. In this Inform we help clarify what[…]
In the second article of Inform’s two-part series, we look at different strategies you and your financial adviser might consider to protect and build long-term financial security in response to the current economic climate. When the economy and markets are booming, investing can feel like ‘plain sailing’. But when the economy ‘runs out of puff’ and[…]
As we approach the end of the financial year, there are a number of smart strategies you could consider to help you streamline your finances and minimise your personal tax liability. Insurance premiums Some insurance premiums, such as those for income protection insurance, are generally tax deductible as the proceeds in the event of a[…]
If you have planned well and feel financially secure for the years ahead, gifting money or assets to family members can be a kind and compelling idea. Just make sure you know how the rules might affect your wealth. Whether it’s transferring a holiday house to your children or giving money to pay for your[…]
An economic update from Colonial First State Global Asset Management. What have been the major economic events in the past few months? 1. The US The first estimate of Q4 2015 GDP was released indicating growth was 0.7% on a seasonally-adjusted-annualised-rate, below expectations and lower than the 2% recorded in Q3 2015. Personal spending rose 2.2%,[…]
This year’s Federal Budget includes the most significant changes to Australia’s superannuation system since 2007, plus tax initiatives to support low income earners and small businesses. On Tuesday 3 May, Federal Treasurer Scott Morrison handed down the Federal Budget for the 2016–17 financial year. The Budget measures are designed to aid Australia’s transition from a[…]
You are one year out from retirement. Here are five steps to take now to ensure you’re ready. The last 12 months before retirement can be a wonderful period, filled with anticipation, excitement and expectation, and often a few nerves. Leaving the workforce for good is a dream come true for some, but for others[…]
With International Women’s Day celebrated on March 8th, this month we focus in on the successes and learnings of a female entrepreneur. As she launched an app that changes the way people order from cafes, Rebekah Campbell also learned the value of great financial advice. Female-run small businesses have blossomed over the past decade, giving[…]
Anybody interested in growing and protecting retirement wealth can learn important lessons from the investment strategy rules of super funds. Trustees of super funds large or small, including Self-Managed Super Funds (SMSFs), are required by regulation to put in place an investment strategy that meets certain guidelines. Interestingly, these regulations contain powerful and sensible messages[…]